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Self Managed Super Fund Loans
SELF MANAGED SUPERANNUATION FUND INVESTMENT LOANS
CLIENT PROFILE Superannuation Funds can now borrow money to purchase Real Estate. An investor can have just as much choice and control over investment properties inside as outside a Superannuation Fund.
LOAN TERM 30 YearsResidential and 25 Yrs Commercial
MAXIMUM LOAN SIZES

Full Doc Residential -
85%LVR - $1,250,000
80% LVR - $1,500,000
75% LVR - $2,000,000
Lo Doc Residential -
83%LVR - $1,000,000
80% LVR - $1,250,000
75% LVR - $1,500,000
Full DocCommercial -
78%LVR - $5,000,000
Lo DocCommercial -
75% LVR - $5,000,000

GUARANTEES The loans are personally guaranteed by the members of the SMSF (subject to credit approval).
INTENDED USE Investment Purchase
REPAYMENT OPTIONS Loans are Principal & Interest Amortising Loans with interest payable quarterly in advance. Interest only periods may be available.
MINIMUM LOAN SIZE $150,000
CAN I REFINANCE MYPROPERTY TO MY SMSF No - Purchases only – except certain commercial properties which fall within the exemption to the “related party” prohibitions in the SIS Act
ADDITIONAL REPAYMENTS Variable interest rate options only
MAXIMUM EXPOSURE Maximum exposure to any one guarantor - $6m in total
LOCATION All metro and category 1 areas. Outside metro or major regional areas an interest rate loading of 0.35% will apply
STATEMENTS 1/2 Yearly
REDRAW Due to SIS Act restrictions, no top ups or redraws allowed.
FIXED INTEREST Available on request
RISK FEES Yes
BORROWERS LEGAL EXPENSES At Borrowers expense
LENDERS LEGAL EXPENSES At Borrowers expense
VALUATION EXPENSE $375 payable on application
CAPITALISATION FEE

Fees can be capitalised to a maximum of 1.5% of the property value. The fees allowed to be capitalised are the risk fees, legal fees ($350 only), title insurance and completion fees.

apply online now or call during business hours 03 8805 5077
call us or complete our online application and discover the fast and easy way to arrange your home loan

© 2004 Eagle Funding Pty Limited